Research Articles


Commercial Insurance  

Risk Management 

Insuring The Vehicles That Drive Your Business

Business Owners Policy: Basic Protection For Multiple Risks

Commercial General Liability Insurance

Term Life Insurance:  Term life insurance differs from the permanent forms of life insurance in that it offers temporary protection.

Whole Life Insurance:  Some of the pros and cons of Whole Life Insurance.

Product Liablility Insurance

Special Liability Insurance

Workers Comp Takes Care Of Your Team


Universal Life Insurance:  Consider a universal life insurance policy if you want the flexibility to change your premium or death benefit.

Variable Life Insurance: Variable life insurance gives you the control to allocate your account value among a variety of investment options. 

Vehicle Insurance 

On The Move: Insurance Protection for Your Automobile and Other Vehicles

Auto Insurance Basics

Using Your Personal Car For Business

Auto Insurance                     Insurance Claims

MAXIMIZING YOUR INSURANCE BENEFITS: Several factors could undermine the financial security provided by the proceeds of your life insurance policy.                               

Risky Drivers

What To Do After An Accident 

Getting Your Car Back

Motorcycle Insurance 

Whose at Fault?

Protecting Your Home 

INSURING YOUR FUTURE:  To help you chose insurance wisely, determine how much coverage and what kind of policy is best for your situation.      

Types of Health Coverage            

Adding a Teen or College-bound Driver


Watch the Hull: Insurance for Boats and other Watercraft

Specialty Policies Insure Fun

ASSESSING DISABILITY INCOME INSURANCE: Knowing the basics of a disability income insurance policy is a good first step toward protection your family

Aviation Insurance


Home Insurance

The 17 Perils

HMO's and PPO's 

ADDITIONAL LIABILITY COVERAGE:  Consider add'l liability ins. to help protect you from the potentially devastating effects of liability lawsuits.

Actual Cash Value vs. Replacement Cost Understanding Deductibles

Documentation of Valuables Expanding Coverage

Floaters for the Finer Things

Renters Insurance

EVALUATING INSURANCE COMPANIES:  Using a financially sound insurance company is an important part of ensuring your family's financial security.  

LONG-TERM CARE COSTS:  The odds of needig long-term care increase as you age. Prior planning can help protect you from the financial  ruin 

Flood Insurance

Insuring a Home

The Basics of Homeowners Insurance

MEDICARE COVERAGE:  Medicare is the federal health insurance program for those pesons age 65 and over. But what does it cover?   

Insuring a Condominium   

Special Circumstances:  Property Under Construction and the Rental Property  

Long Term Care Needs:  If you were to suffer an  illness or disability that required long-term nursing care, would you be covered?